Once you have submitted your online application on any one of our LOAN FINDING websites, your online application form will be send to our preferred broker. You will receive communication from both our offices and from the broker within 24 hours.
WHY DO I NEED FUNERAL COVER?
Funeral plans are designed to help you plan ahead. By having a Funeral Cover, you can reduce the financial burden that the cost of a funeral may present.
DO I HAVE TO HAVE A MEDICAL EXAMINATION BEFORE I AM ELIGIBLE FOR A FUNERAL COVER?
No medical examinations or blood tests are required.
HOW LONG DOES IT TAKE FOR A CLAIM TO BE PAID?
Valid claims are paid within 6 business hours providing all required documents are received and the applicable waiting periods are over.
WHAT WILL I GET AS PROOF THAT I HAVE A POLICY
Once you have completed the Funeral Cover application form and paid your 2nd months membership fees, you will receive a participation certificate which indicates who is covered and what the cover amount is as well as the relevant waiting period applicable.
CAN I DECIDE WHO RECEIVES THE BENEFIT?
Yes, you can choose who receives the benefit in cash. The money can be spent on anything required.
WHO IS THE UNDERWRITER OF THE FUNERAL POLICY
KGA Life Ltd, an authorized and registered financial services provider: FSP No 15980. KGA has been in existence since May 1986 and has over 27 years experience in funeral insurance.
WHY DO I NEED A WILL?
If you die without a will, known as dying intestate, your assets less liabilities are dividend amongst your relatives according to a legal formula and the division might not go the way you would have liked.
WHY DEBT COUNSELLING?
The main purpose of the National Credit Act (NCA) is to help the over-indebted consumers. This process provides immediate protection against legal action and repossession of your house or vehicle. The Debt Counsellor to who we will refer your application, should you require this services are fully trained and registered with the NCR ensuring that you are protected.
WHAT DOES FINANCE TURTLE OFFER THEIR MEMBERS?
Our members receive the following benefits Finance Finding Facility, Debt Review Assessment; Last Will and Testament; R3 000 Family Funeral Cover; Funeral Support Services; Body Repatriation Benefit, Legal Services; Emergency Medical Services; Trauma and Assault Counselling; Personal Health Advisor Services and HIV Protection Treatment Services and Counselling. Members will receive 50% Discount on the purchase of a Record Keeping System and a member who needs Debt Counselling will also receive 10% Discount on the Debt Counselling Fee.